- Financial Strength You Can Trust: Rated “A” (Excellent) by A.M. Best, reflecting our strong balance sheet and ability to meet our obligations
- Simple, Transparent Retirement Solutions: We offer straightforward, easy-to-understand annuity products designed to help you reach your retirement goals.
- Competitive Rates and Flexibility: Benefit from competitive rates and a range of durations and crediting strategies to suit your individual needs and preferences.
- Principal Protection for Peace of Mind: Your retirement savings are safeguarded from market losses, ensuring that your principal is protected.
- Client-Centric Approach: Our products offer client-friendly features, such as free withdrawals, nursing home and terminal illness waivers, and full liquidity for beneficiaries upon the annuitant’s death.
Special Introductory Rates
For a limited time, Oceanview is offering special introductory rates for the first year on select Harbourview FIAs.
These competitive rates provide significant growth potential, enabling clients to potentially achieve substantial returns without the risk typically associated with equities.
Fixed Interest Strategy
10.00% Fixed Rate*
10-Year Harbourview Fixed Indexed Annuity
8.00% Fixed Rate*
7-Year Harbourview Fixed Indexed Annuity
7.00% Fixed Rate*
5-Year Harbourview Fixed Indexed Annuity
6.00% Fixed Rate*
3 -Year Harbourview Fixed Indexed Annuity
Cap Rate Strategies
15.00%**
10-Year S&P 500 Annual Point-to-Point w. Cap
14.00%**
7-Year S&P 500 Annual Point-to-Point w. Cap
9.25%**
5-Year S&P 500 Annual Point-to-Point w. Cap
6.50%**
3-Year S&P 500 Annual Point-to-Point w. Cap
Discover the Oceanview DIFFERENCE:
Take the uncertainty out of your saving strategy.
Set your sights on guaranteed returns with
Oceanview Life and Annuity.
*This is a special introductory effective rate and is in place for the first contract year only. Effective rates for subsequent contract years will be declared annually and will likely be much lower than the first-year rate.
**The cap rate shown for the S&P 500 Annual Point-to-Point is for the first contract year only. The cap rate for subsequent contract years will be declared annually and will likely be much lower than the first-year cap rate.
Oceanview’s Single Premium Fixed Indexed Annuity Contract [ICC19 OLA FIA], product riders, and state variations are issued by Oceanview Life and Annuity Company, Denver, CO (in CA d/b/a Oceanview Life and Annuity Insurance Company). Product features, limitations, and availability may vary. Products not available in all states. Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company. This material is a general description intended for public use. You should consult with your agent or other financial professional to determine what, if any, action may be appropriate for you. As such, nothing in this document should be read as investment advice. You should also reach out to your agent if you have any questions about our Company’s products or their features.
Premium that is allocated to the Fixed Strategy will be credited with a fixed interest rate that is declared by the Company and guaranteed for ONLY the FIRST Contract Year. This interest rate can change each Contract Year and is guaranteed to never be less than the Minimum Guaranteed Interest Rate shown on your contract’s annuity schedule. Interest is compounded daily and is credited based on a fixed interest rate that is declared annually. This strategy is not linked to the movement of an external market index.
ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY THE FDIC OR NCUA/NCUSIF. MAY LOSE VALUE. NO BANK/CREDIT UNION GUARANTEE. NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. This brochure contains highlights only — for a full explanation of these annuities, please refer to your product disclosure which along with your contract, provides more detailed product information, including all charges or limitations.