OUR COMMITMENT TO OUR CLIENTS, PRODUCERS AND WEBSITE VISITORS
Oceanview Life and Annuity®️ (“Oceanview®️”) respects your privacy. Your information is personal, and we promise to keep it confidential. That is why we are committed to protecting the privacy of all of our and visitors to our websites. We want you to understand what personal information we collect, how we use it, and how we protect it.
We maintain a high level of confidentiality through staff training and strict policies, and through oversight of any outside companies who help us administer our insurance work, and we will not sell, trade or otherwise share your name or personal information with any other unaffiliated companies.
WHAT INFORMATION DO WE COLLECT?
When you interact with us for business purposes (the “Services,”) we collect information from or about you that alone or in combination may be used to identify you (“Personal Data”), as described below:
Personal Data That You Provide: In order to provide the Services to you, Oceanview®️ may collect personal data from you such as your full name, address, date of birth, social security number, telephone number, email address, occupation, preferred method of contact, type of inquire or areas of interest, etc. We may also collect certain information related to your financial transactions such as policy numbers, account numbers, account balances and payment history.
WHAT OTHER INFORMATION DO WE COLLECT?
Automatically Collected Data: When you interact with us, we receive and store certain data automatically. We may store such data or it may be included in databases owned and maintained by our affiliates, producers, or service providers. We may use automatically collected data and pool it with other information to track, for example, the total number of visitors to our Services, the number of visitors to each page of our website, and the domain names of our visitors’ Internet Service Providers.
Our third-party vendors may use technologies such as cookies to gather information about your activities on this Site and other sites in order to provide you advertising regarding our Services based upon your browsing activities and interests. The only way to completely “opt out” of the collection of any information through cookies or other tracking technology is to actively manage the settings on your browser or mobile device.
Please contact or consult the respective privacy policies of such ad servers or ad networks for more information.
Aggregated Personal Data: We may aggregate data, including Personal Data, and use such aggregated data to provide our Services.
HOW DO WE USE THE INFORMATION WE COLLECT?
We use your information to:
- provide the Services;
- send you emails or newsletters that you signed-up for;
- promote our products and services, and those of our affiliates;
- improve our Services; and
- analyze website usage.
Oceanview®️ and our affiliates may use your personal or other information to contact you in the future to promote our products and services and the products and services of our affiliates that we believe will be of interest to you. If we do so, each promotional communication we send you will contain instructions permitting you to “opt-out” of receiving future promotional information. In addition, if at any time, you wish not to receive any future communications or you wish to have your name deleted from our mailing lists, please contact us at email@example.com. Please note that we will continue to contact you via email to respond to requests and provide our Services.
WITH WHOM DO WE SHARE YOUR INFORMATION?
In addition to sharing data with our affiliates and insurance agents, Oceanview®️ may share some or all of your Personal Data with certain third parties, as set forth below:
- Business Transfers: Should we ever be involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of company assets, or transition of service to another provider, your information may be transferred to a successor or affiliate alone or as part of that transaction along with other assets.
- Vendors and Service Providers: We engage third-party vendors and service providers to perform certain functions on our behalf, e.g., in connection with sending marketing emails and/or newsletters to you, among other functions.
- Legal Requirements: We may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Oceanview®️, (iii) act in urgent circumstances to protect the personal safety of users of the Services or the public, or (iv) protect against legal liability.
WHERE ARE OUR SERVICES LOCATED?
The Services are operated in the United States of America (U.S.). If you are located in another jurisdiction, please be aware that any Personal Data (defined below) you choose to provide may be transferred from your current location to the U.S. and will be subject to U.S. privacy laws. U.S. privacy laws may differ from the privacy laws in your jurisdiction. By using our Services or by voluntarily providing us with your Personal Data, you acknowledge and consent to your Personal Data being transferred to the U.S.
HOW DO WE PROTECT YOUR INFORMATION?
We take reasonable steps to protect the Personal Data provided via the Services from loss, misuse and unauthorized access, disclosure, alteration, or destruction. However, the Internet cannot be guaranteed to be fully secure and we cannot ensure or warrant the security of any information you provide to us. We do not accept liability for unintentional disclosure.
WHAT ARE YOUR CHOICES AND HOW CAN YOU OPT OUT?
If, at any time, you prefer not to receive further email communications from Oceanview®️ (except in connection with information, products or services that you specifically request), you may unsubscribe from such communications via a link provided in every promotional email that Oceanview®️ sends to you. If, at any time, you prefer not to receive any other form of communication from K of C, you may unsubscribe from such communications by contacting us at firstname.lastname@example.org.
ARE THERE ANY STATE SPECIFIC PRIVACY RIGHTS?
Applicable California privacy legislation permits visitors who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request to access such information, please email email@example.com. Within thirty (30) days of receiving such a request, we will provide a list of the categories of personal information disclosed to third parties for third-party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties. This request may be made no more than once per calendar year.
We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.
Oceanview Life and Annuity®️
410 North 44th Street
Phoenix, AZ 85008
Updated February 20, 2020