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What to Know Before You Buy a Fixed Indexed Annuity (FIA)

March 12, 2025

A Fixed Indexed Annuity (FIA) is a powerful financial tool that can help you grow and protect your retirement savings. However, like any investment, it’s important to fully understand the product and how it aligns with your financial goals before making a purchase. Here are key factors to consider before […] Read More...

MYGA Pros and Cons

February 21, 2025

Multi-Year Guaranteed Annuities (MYGAs) are a reliable choice for individuals seeking stable and predictable returns for their retirement savings. However, like any financial product, MYGAs come with advantages and disadvantages that should be carefully considered. Here’s a detailed look at the pros and cons of MYGAs to help you make […] Read More...

Fixed Indexed Annuity Pros and Cons

February 13, 2025

Fixed Indexed Annuities (FIAs) are a popular choice for individuals seeking a balance between growth potential and principal protection. Like any financial product, FIAs have advantages and disadvantages that should be carefully considered before making a decision. Here’s an overview of the pros and cons of FIAs to help you […] Read More...

What is a MYGA?

January 27, 2025

A Multi-Year Guaranteed Annuity (MYGA) is a type of fixed annuity that provides a guaranteed interest rate for a specified period. MYGAs are a popular choice for individuals looking for stability, predictable growth, and tax-deferred savings, making them an excellent addition to a retirement portfolio. Here’s a closer look at […] Read More...

What is a Fixed Indexed Annuity?

January 14, 2025

A Fixed Indexed Annuity (FIA) is a financial product that blends growth potential with principal protection, making it an attractive option for certain individuals saving for retirement. With its unique features, FIAs offer a way to achieve steady, tax-deferred growth while safeguarding your principal from market downturns. Here’s a closer […] Read More...

Demystifying Market Exposure

October 14, 2024

Fixed Index Annuities A common misconception about fixed index annuities (FIAs) is how they relate to the stock market. Many clients believe they invest directly in a market index when purchasing a FIA. However, the reality is more nuanced. Let’s break down how FIAs work regarding market exposure and what […] Read More...