About Oceanview

Oceanview Life and Annuity Company is a trusted provider of high-quality
fixed and fixed indexed annuity products.
It is Oceanview’s goal to provide peace of mind and financial strength to our agents in recommending our annuities to their clients and to our policyholders in meeting their financial goals by purchasing our annuities.

Get the best fixed annuity & indexed annuity options.

Experience the Difference

Our executive leaders have extensive experience working at major financial service businesses in the United States,
including life and annuity insurers, actuarial consulting firms, investment managers, and global banks. That management
experience allows Oceanview to have the right approach in structuring its annuity products in a way to satisfy the needs
of a broad group of policyholders.


Get acquainted with the leadership behind Oceanview Life and Annuity Company. Our team of asset managers and financial experts bring extensive financial expertise to the table, guaranteeing that every annuity and retirement investment that comes through our door is handled with the care and respect it deserves.

Financial Strength

*Oceanview annuity products are subject to state approval. Product features, form numbers, options, and availability may vary by state. A.M. Best Company rating based on financial strength, management skill, and integrity, but is not a statement of fact nor a recommendation to purchase a policy.


Oceanview Life and Annuity Company (OVLAC) seeks to achieve this mission by providing distributors and policyholders with fixed annuity products that:

  • Provide returns to the policyholder that are very competitive to alternative products like bank certificates of deposits and other annuities.
  • Provide features that are easily understood by the consumer
  • Do not put the financial strength of OVLAC at risk.
  • Are supported by OVLAC employing (1) a thoughtful and opportunistic investment approach emphasizing US residential and commercial mortgage markets and (2) a low operating cost model.


To expand the pool of investors in the US that use fixed annuities as an element of their overall financial portfolio to generate attractive tax efficient returns.

Rated “A” Excellent by A.M. Best.

We are pleased to announce that AM Best has upgraded the Financial Strength Rating and Long Term Issuer Credit Rating of Oceanview Life and Annuity Company to “A” (Excellent) from A- (Excellent).

*As of November 1, 2023. A.M. Best Company rating is based on financial strength,
management skill, and integrity, but is not a statement nor recommendation to purchase a
policy. A.M. Best Financial Strength Rating of A (Excellent) ranks the third highest of 15