The 0.81 Second Lesson
Olympic Sprints, Retirement Strategy, and the Oceanview Difference
In the 2024 Olympics, Noah Lyles won gold in the Men’s 100m sprint with a time of 9.79 seconds. A century earlier, at the 1924 Games, Harold Abrahams won the same event in 10.6 seconds.
The difference? A mere 0.81 seconds.
This slim margin is surprising considering the past 100 years have seen:
- Groundbreaking advancements in training methods and sports psychology
- Revolutionary equipment design
- Leaps in medical care and injury prevention
- Vastly improved running surfaces and conditions
- Enormous financial investments in athletic development
Yet, despite all these innovations, the fundamental act of sprinting 100 meters has only marginally changed.
This phenomenon offers a valuable lesson that extends beyond the track – one that’s particularly relevant to retirement savings.
In personal finance, we’re often distracted by:
- Trending investment strategies
- New financial products
- Complex market analyses
- Enticing get-rich-quick schemes
These can divert our attention from what truly matters: the core principles of sound financial planning.
Just as in sprinting, the basics often make the biggest difference in retirement savings:
- Start early: Time is your greatest asset.
- Consistency: Regular contributions add up.
- Live below your means: Prioritize saving over unnecessary spending.
- Stay the course: Avoid emotional reactions to market fluctuations.
While new financial tools and strategies can be useful, they’re most effective when built upon these fundamental principles.
This is where Fixed Indexed Annuities (FIAs) and Oceanview Life and Annuity Company enter the picture. FIAs combine the stability of fixed annuities with the growth potential linked to market indices, offering a balance of security and opportunity.
Oceanview takes this concept further by focusing on the fundamentals that truly matter:
- Financial Strength: With an “A” (Excellent) rating from A.M. Best, Oceanview provides the stability and reliability you need for long-term retirement savings.
- Simplicity: Like the straightforward goal of a sprint, Oceanview’s annuities are designed with clarity, free from complex terms or hidden clauses.
- Competitive Rates: Just as athletes strive for peak performance, Oceanview offers some of the industry’s most competitive rates to maximize your retirement savings growth potential.
- Professional Guidance: Oceanview values expert advice, encouraging partnerships with financial professionals to help you make informed decisions.
The Oceanview Difference lies in its commitment to these fundamentals. By focusing on financial strength, simplicity, competitive rates, and professional guidance, Oceanview provides a solid foundation for your retirement savings strategy.
So, when you feel overwhelmed by the latest financial trends or worry you’re missing out on the next big thing, remember the 0.81 second lesson from the Olympics and the Oceanview approach. Focus on mastering the basics with a trusted partner like Oceanview, and you’ll be well on your way to winning your own financial gold medal.
Experience the peace of mind that comes with a secure financial future. Join the thousands who trust Oceanview for their retirement savings and make the Oceanview Difference work for you.
Disclaimers
Annuities issued by Oceanview Life and Annuity Company, 1819 Wazee Street, 2nd Floor, Denver, CO 80202. www.oceanviewlife.com. A.M. Best Rating as of November 1, 2023, is subject to change. A (Excellent) rating is the third highest of fifteen possible rating classes for financial strength. This material is a general description intended for general public, educational use. Oceanview Life and Annuity Company is not providing investment advice for any individual or in any individual situation, and therefore nothing in this correspondence should be read as such. Please reach out to your financial professional if you have any questions. While care is taken in compiling this information, the Company reserves the right to correct any typographical errors that may exist. In California, doing business as Oceanview Life and Annuity Insurance Company.
HARBOURVIEW ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY THE FDIC OR NCUA/NCUSIF OR ANY OTHER FEDERAL GOVERNMENTAL AGENCY. MAY LOSE VALUE. NO BANK/CREDIT UNION GUARANTEE. NOT A DEPOSIT. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. GUARANTEES ARE SUBJECT TO THE CLAIM PAYING ABILITY OF THE ISSUING INSURANCE COMPANY.