As individuals approach retirement, the concept of leaving a legacy becomes increasingly significant. It goes beyond the financial aspect, encompassing the desire to make a meaningful impact on future generations.

Leaving a legacy involves more than just passing on financial assets; it’s about imparting values, wisdom, and a sense of security to those who come after. As individuals transition into retirement, the legacy they leave is intricately tied to how well they’ve prepared for this phase of life.

Trust is paramount when planning for the future, especially when considering the legacy one wishes to leave. Oceanview Life and Annuity establishes trust through transparency, personalized solutions, and a commitment to the long-term success of its clients. As a trusted partner, Oceanview collaborates with individuals to navigate the complexities of retirement planning, ensuring that their legacy aspirations align seamlessly with their financial strategy.

A solid financial nest egg is the foundation of a well-thought-out legacy. we understand the importance of meticulous retirement planning, offering a range of services that cater to diverse financial goals. Through strategic investment and wealth management, Oceanview Life and Annuity helps individuals build and protect their nest eggs, ensuring a secure and comfortable retirement.

Leaving a legacy involves careful consideration of various factors, from estate planning to charitable giving. Oceanview Life provides valuable insights and knowledge to help individuals navigate this complex landscape. By leveraging the expertise of financial professionals and incorporating annuities into their retirement plan, individuals can enhance their ability to leave a meaningful and enduring legacy.

John and Betty have just entered their late 70’s. John and Betty have had a great life so far. Unfortunately, both have had some health issues over the last few years and this has made them unable to qualify for a single premium life policy. They meet with their financial advisor Tom, who discusses the various options at Oceanview. John and Betty have $100,000 that they can invest. With Tom’s guidance, they decided to invest $100,000 into the 10-year Harbourview FIA. Follow their story to learn more.

Financial literacy extends to understanding the specific financial tools available, and annuities are no exception. Oceanview Life’s commitment to knowledge-sharing ensures that clients are well informed about the benefits and considerations of annuities. This includes understanding the concept of guaranteed income, tax implications, and the flexibility that different types of annuities offer.

Leaving a legacy is a multifaceted endeavor that requires careful planning, trust in one’s financial partner, and a commitment to lifelong learning. Oceanview Life and Annuity stands as a beacon of trust, offering a range of services that align with the aspirations of those entering retirement. By weaving together the threads of trust, partnership, longevity, and knowledge, individuals can confidently shape a legacy that extends far beyond their lifetime. As retirement unfolds, trust in Oceanview Life and Annuity to become not just a financial partner but a steward in the journey toward leaving a lasting and impactful legacy.

Disclosures:
This material is a general description intended for general public, educational use. Oceanview Life and Annuity Company is providing investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Please reach out to your financial professional if you have any questions. May
not be available in all states. Policy form numbers and provisions may vary. Rates are guaranteed depending on the guarantee period selected at policy issue. Within 30 days prior to the end of the Initial Interest Guarantee Period, we will send our contract holder a notification informing them the date the Guarantee Period is ending and provide the renewal rate and Surrender Charges in effect for the subsequent Guarantee Period. Excess withdrawals are subject to a Surrender Charge. The IRS may impose a penalty
for withdrawals prior to age 59 1/2. All annuity features, risks, limitations, and costs should be considered prior to purchasing an annuity within a tax-qualified retirement plan. Annuities issued by Oceanview Life and Annuity Company, 1819 Wazee St, 2nd Floor, Denver, CO 80202. www.oceanviewlife.com.

Oceanview Life and Annuity Company nor any of its representatives may provide tax or legal advice. While care was taken in compiling this information, the Company reserves the right to correct any typographical errors that may exist. In California, doing business as Oceanview Life and Annuity Insurance Company.

HARBOURVIEW ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. MAY LOSE VALUE. NO BANK/CREDIT UNION GUARANTEE. NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. GUARANTEES ARE SUBJECT TO THE CLAIM PAYING ABILITY OF THE ISSUING INSURANCE COMPANY.