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9.00% Fixed Rate*
10-Year Harbourview Fixed Indexed Annuity
8.00% Fixed Rate*
7-Year Harbourview Fixed Indexed Annuity
5.35% Fixed Rate*
3 and 5-Year Harbourview Fixed Indexed Annuity
*This is a special introductory effective rate and is in place for the first contract year only. Effective rates for subsequent contract years will be less.
We are currently facing
- Volatile Equity Markets
- High Inflation
- Rising Interest Rates
Don’t be faced with more, like:
- Low returns (despite high rates) with equity market cap and participation allocations.
- Negative market returns hindering your retirement savings growth altogether.
Take the uncertainty out of your saving strategy.
Set your sights on guaranteed returns with Oceanview Life and Annuity.
The effective rate for the newly issued 7-year Harbourview FIA’s fixed rate crediting strategy is now at 8.00% for the first contract year.
The effective rate for the newly issued 10-year Harbourview FIA’s fixed rate crediting strategy is now at 9.00% for the first contract year.
The effective rate for newly issued 3 and 5-year Harbourview FIA’s fixed rate crediting strategy is now at 5.35% for the first contract year.
Effective rates for subsequent contract years will be less.
Oceanview’s Single Premium Fixed Indexed Annuity Contract [ICC19 OLA FIA], product riders, and state variations are issued by Oceanview Life and Annuity Company, Denver, CO (in CA d/b/a Oceanview Life and Annuity Insurance Company). Product features, limitations, and availability may vary. Products not available in all states. Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company. This material is a general description intended for public use. You should consult with your agent or other financial professional to determine what, if any, action may be appropriate for you. As such, nothing in this document should be read as investment advice. You should also reach out to your agent if you have any questions about our Company’s products or their features.
Premium that is allocated to the Fixed Strategy will be credited with a fixed interest rate that is declared by the Company and guaranteed for ONLY the FIRST Contract Year. This interest rate can change each Contract Year and is guaranteed to never be less than the Minimum Guaranteed Interest Rate shown on your contract’s annuity schedule. Interest is compounded daily and is credited based on a fixed interest rate that is declared annually. This strategy is not linked to the movement of an external market index.
ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY THE FDIC OR NCUA/NCUSIF. MAY LOSE VALUE. NO BANK/CREDIT UNION GUARANTEE. NOT A DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. This brochure contains highlights only — for a full explanation of these annuities, please refer to your product disclosure which along with your contract, provides more detailed product information, including all charges or limitations.