When researching annuities, one of the most common questions people ask is: “What is a Market Value Adjustment (MVA), and how does it affect me?” If you’re considering a Multi-Year Guaranteed Annuity (MYGA), it’s important to understand how this feature works, especially if you think you may need access to your money […] Read More...
Clear answers for building steady retirement confidence You’ve probably searched for retirement savings options and stumbled across something called a Multi-Year Guaranteed Annuity (or MYGA). If you’ve tried to research them online, you may have found the explanations full of jargon and half-answers that can be confusing. Here’s the good news: MYGAs […] Read More...
Balancing growth potential with principal protection in your retirement plan You’ve probably seen Fixed Indexed Annuities (FIAs) described as offering “market growth without the market risk.” That phrase can be misleading and it’s important to understand both the benefits and limitations of these products. Like any financial product, FIAs have trade-offs you’ll […] Read More...
A well-diversified retirement portfolio is the cornerstone of financial security. While stocks, bonds, and other traditional investments often take center stage, annuities can play a vital supporting role in ensuring a stable and secure future. Here’s how annuities can enhance your retirement portfolio and provide a unique layer of protection […] Read More...
Which is Right for You? Annuities can be an effective part of your retirement plan, and choosing the right annuity is a critical step in building a secure financial future. Among the most common types of annuities are fixed and variable annuities, each with unique features and benefits. Understanding the […] Read More...
Market volatility can be unsettling, especially when your retirement savings are on the line. The unpredictability of market swings often leaves investors searching for ways to protect their assets while still achieving growth. Fixed Indexed Annuities (FIAs) offer a solution by combining the benefits of principal protection, growth potential, and […] Read More...