Fixed Index Annuities A common misconception about fixed index annuities (FIAs) is how they relate to the stock market. Many clients believe they invest directly in a market index when purchasing a FIA. However, the reality is more nuanced. Let’s break down how FIAs work regarding market exposure and what […] Read More...
How Gen X Can Boost Retirement Readiness with Fixed Indexed Annuities As Generation X approaches their 60s, many find themselves facing a stark reality: retirement readiness remains elusive. Recent studies highlight the financial challenges confronting this “forgotten generation,” born between 1965 and 1980. But all hope is not lost. With […] Read More...
Olympic Sprints, Retirement Strategy, and the Oceanview Difference In the 2024 Olympics, Noah Lyles won gold in the Men’s 100m sprint with a time of 9.79 seconds. A century earlier, at the 1924 Games, Harold Abrahams won the same event in 10.6 seconds. The difference? A mere 0.81 seconds. This […] Read More...
Fixed Index Annuities in an Uncertain World In the grand theater of financial markets, one thing remains constant: volatility. Just as Allan Quatermain in “The League of Extraordinary Gentlemen” wryly notes, “The empire is always in some peril,” so too are the markets always climbing a wall of worry. Whether […] Read More...
Your Guide to Finding the Best Annuity for Your Needs Don’t just chase the highest annuity rates. Learn how to compare annuities, understand key factors beyond rates, and choose the best annuity for your retirement goals. Annuity Basics What Are Annuities? Annuities are financial contracts designed to provide a series […] Read More...
A Comprehensive Guide to Types and Benefits Annuities are powerful financial tools that can provide a steady income stream during retirement, but the variety of options available can be overwhelming. This comprehensive guide will break down the different types of annuities, explain how they work, and help you determine which […] Read More...
with Fixed Indexed Annuities Are you worried about market ups and downs affecting your retirement savings? Fixed Indexed Annuities (FIAs) might be the solution you’re looking for. Here’s how FIAs can help you find peace of mind in a volatile market. The Retirement Challenge: Balancing Growth and Security Retirees often […] Read More...
The Essential Role of Annuities As we observe National Insurance Awareness Day this June 28th, it’s the perfect time to delve into one of the most impactful yet often misunderstood financial tools available—annuities. Amidst the vast array of insurance products, annuities stand out for their pivotal role in securing a […] Read More...
with Insurance and Annuities for Alzheimer’s Patients Alzheimer’s disease often requires extensive and expensive long-term care. Planning for these costs is essential to protect your finances and ensure access to quality care. Long-term care insurance and annuities can be critical to your financial protection plan. Here’s how these tools can […] Read More...
in the Face of Alzheimer’s As Alzheimer’s disease progresses, managing financial affairs can become increasingly challenging. Establishing a living trust is one powerful tool for protecting your finances and ensuring your wishes are honored. Here’s how a living trust works and why it’s vital to your financial protection plan when […] Read More...
in Managing Alzheimer’s Financial Challenges One of the most critical steps in protecting your finances when facing an Alzheimer’s diagnosis is creating a power of attorney. This legal document allows you to appoint someone you trust to manage your financial affairs when you can no longer do so yourself. Here’s […] Read More...
Alzheimer’s disease is not only a devastating diagnosis for millions of individuals and families worldwide but also a significant financial burden. In 2020, an estimated 5.8 million Americans aged 65 and older were living with Alzheimer’s, a number projected to nearly triple to 14 million by 2060. The financial impact […] Read More...
Using annuities to reach your retirement horizon At Oceanview Life and Annuity, our team of product experts issue competitive yielding fixed and fixed indexed annuities. Oceanview Life has developed a suite of high-quality, retirement savings products to provide financial protection and growth for retirees and pre-retirees moving toward their retirement. […] Read More...
Our pursuits at Oceanview Life keep the American saver, pre-retiree, and retiree in mind when designing and building strategies that positively impact the efforts for a prosperous financial future. Read More...
Similar to certificates of deposits (CDs), a multi-year guaranteed annuity (MYGA) locks in an interest rate for a specific period of time. Read More...
Like the ocean, the waves of the market can be unpredictable, Explore how a fixed indexed annuity can be strategically positioned into your retirement savings to help smooth out market volatility. Read More...
At Oceanview Life and Annuity Company, our vision is quality retirement savings products and services, that can help you identify and prepare for unknown factors during the time of your life that you have prepared for so long to arrive at. Read More...
In today’s volatile and uncertain investment landscape, there is no shortage of complex and risky investments products. Many people are looking for a simple way to protect their assets. Read More...