Experience guaranteed returns and secure retirement income with a Multi-Year Guaranteed Annuity from Oceanview
The Harbourview Multi-Year Guaranteed Annuity offers clients a guaranteed premium, guaranteed yield, and the benefits of tax deferral.
The Sky Harbourview Multi-Year Guaranteed Annuity offers clients a guaranteed premium, guaranteed yield, as well as the benefits of tax-deferred growth and a death benefit for your beneficiaries.
The Harbourview Fixed Indexed Annuity (FIA) is offered to individuals seeking both asset protection against market volatility and asset growth from potential market gains.
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(Please Note: Illustration Details are for Harbourview FIA 7 and 10 YEAR ONLY)
Strategy allocations are to be represented in WHOLE NUMBERS only.
Note: If reallocating additional premium to a 2-year strategy after year 1, those additional premiums will be credited (if a credit is earned) in odd numbered contract years (3,5,7 etc.). Initial allocations to 2-year strategies will be credited (if an index credit is earned) in even numbered contract years (2,4,6, etc.)
This page contains highlights only – please refer to the annuity contract for a full explanation of these annuities and any charges or limitations. Neither Oceanview Life and Annuity Company (Oceanview) nor its representatives offer legal or tax advice. Please consult your personal attorney and/or advisor regarding any legal or tax matters.
Guarantees provided by annuities are subject to the financial strength of the issuing insurance company and are not guaranteed by any back or the FDIC.
This is a brief description of Oceanview’s Harbourview Fixed Indexed Annuity, ICC19 OLA FIA, and related filings, issued by Oceavnview Life and Annuity Company. Product features, limitations and availability vary. Product not available in all states.
Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks, neither an index nor any market indexed annuity is comparable to a direct investment in the equity markets. Clients who purchase indexed annuities are not directly investing in a stock market index.
Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 591/2. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Surrender Charge, and a possible Market Value Adjustment (MVA).
Nasdaq®, Nasdaq-100 Index®, Nasdaq-100®, NDX®, are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Oceanview Life and Annuity and affiliated companies. The Product has not been passed on by the Corporations as to their legality or suitability. The Product is not issued, endorsed, sold, or promoted by the Corporations. The Corporations make no warranties and bear no liability with respect to the product.
London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). FTSE Russell is a trading name of certain of the LSE Group companies. “FTSE®” “Russell®”, “FTSE Russell®”, “FTSE4Good®” are trademarks of the relevant LSE Group companies and are used by any other LSE Group company under license. The FIAX Russell 2000® Index (the “Index”) has been licensed for use by Oceanview Life and Annuity Company and affiliated companies (“Oceanview”). Oceanview products are not in any way sponsored, endorsed, sold, or promoted by Russell or the LSE Group and none of the Licensor Parties make any claim, prediction, warranty, or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the Index (upon which the Oceanview product is based), (ii) the figure at which the Index is said to stand at any particular time on any particular day or otherwise, or (iii) the suitability of the Index for the purpose to which it is being put in connection with the Oceanview product. None of the Licensor Parties have provided or will provide any financial or investment advice or recommendation in relation to the Index to Oceanview or to its clients. The Index is calculated by Russell or its agent. None of the Licensor Parties shall be (a) liable (whether in negligence or otherwise) to any person for any error in the Index or (b) under any obligation to advise any person of any error therein.
